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Savon Estate Planning and Rick Cosgrove are not lawyers or a law firm and we do not provide legal. business, or tax advice. None of our representatives are lawyers and they also do no provide legal, business or tax advice. The accuracy, completeness, adequacy or currency of the content is not warranted or guaranteed. Our sites and services are not substitutes for the advice or or services of an attorney. We recommend you consult a lawyer or other appropriate professional if you want legal, business or tax advice. 

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